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Today's Rates

Last update: July 21, 2008 10:28 AM CST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
6.250 2.000 6.478
6.500 1.000 6.632
6.625 0.000 6.660
6.875 -1.000 6.812
15 yr fixed conforming
5.750 2.000 6.122
6.000 1.000 6.215
6.250 0.000 6.307
6.500 -1.000 6.399
3/1 ARM
CAPS: 2/2/6
5.625 2.000 5.757
5.875 1.000 5.726
6.375 0.000 5.758
6.875 -1.000 5.791
30/5 yr fixed or 5/1 ARM
CAPS: 5/2/5
5.125 2.000 5.578
5.375 1.000 5.582
5.625 0.000 5.587
6.250 -1.000 5.737
30/7 yr fixed or 7/1 ARM
CAPS: 5/2/5
5.250 2.000 5.595
5.500 1.000 5.629
5.750 0.000 5.664
6.375 -1.000 5.890
10/1 ARM
CAPS: 5/2/5
6.625 2.000 6.481
6.875 1.000 6.554
7.125 0.000 6.626
7.500 -1.000 6.785
1 year ARM
We are a Mortgage Banker committed to provide service and rates that our customers deserve and expect. Our technologically advanced processing helps approve borrowers fast.
6 Month ARM
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
7.875 2.000 8.107
8.250 1.000 8.377
8.500 0.000 8.520
8.875 -1.000 8.785
15 yr fixed jumbo
6.625 2.000 6.977
7.000 1.000 7.191
7.500 0.000 7.529
7.875 -1.000 7.741
3/1 jumbo ARM
CAPS: 2/2/6
8.000 2.000 6.362
8.250 1.000 6.328
8.500 0.000 6.294
8.875 -1.000 6.295
5/1 jumbo ARM
CAPS: 5/2/5
5.250 2.000 5.610
5.500 1.000 5.614
5.750 0.000 5.619
6.250 -1.000 5.720
7/1 jumbo ARM
CAPS: 5/2/5
5.375 2.000 5.642
5.625 1.000 5.676
5.875 0.000 5.710
6.500 -1.000 5.937
10/1 jumbo ARM
CAPS:2.25
8.000 2.000 7.443
8.250 1.000 7.516
8.500 0.000 7.589
8.875 -1.000 7.754
1 year ARM
We are a Mortgage Banker committed to provide service and rates that our customers deserve and expect. Our technologically advanced processing helps approve borrowers fast.
6 Month ARM
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
5/1 ARM Interest-Only
CAPS: 5/2/5
5.250 2.000 5.616
5.500 1.000 5.623
5.750 0.000 5.631
7/1 ARM Interest-Only
CAPS: 5/2/5
5.375 2.000 5.643
5.625 1.000 5.681
5.875 0.000 5.719
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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
5/1 ARM jumbo Interest-Only
CAPS: 5/2/5
5.250 2.000 5.600
5.500 1.000 5.608
5.875 0.000 5.662
7/1 ARM jumbo Interest-Only
CAPS: 5/2/5
5.500 2.000 5.248
5.750 1.000 5.287
6.000 0.000 5.327
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Government Loan Programs


Program Rates Points APR
30 yr fixed FHA 5.750 2.000 5.971
6.250 1.000 6.380
6.500 0.000 6.535
15 yr fixed FHA 5.750 2.000 6.122
6.000 1.000 6.215
6.250 0.000 6.307
FHA Adjustable 4.625 2.000 5.335
5.000 1.000 5.277
5.500 0.000 5.231
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.